Your Payment Options,
Side by Side
Choose the electronic payment method that best fits your needs.
Payment Options
Which payment experience is right for you?
Standard EFT/ERA transactions offered directly by payers to providers as required by CMS:
- ACH payments to provider bank accounts
- ERA delivery
- Enrollment support
- 835 downloads and payment history access
Zelis continues to lead the industry with a robust payments solution that consolidates payments and remittance data from over 550 payers into a single, secure portal and offers other value-added services.
Providers who participate in ZAPP Edge achieve:
- Operational efficiency through streamlined workflows
- Improved financial performance via faster, more accurate payments
- Simplified workflows with fewer manual tasks and greater visibility
ZAPP Edge is designed to help providers spend less time managing payments — and more time delivering care.
What you can expect from ZAPP Edge
- Save time: Manage payments and data from 550+ payers — all in one secure portal.
- Fast cash flow:  Get paid up to 16 days faster than with paper checks thanks to smart, automated payment routing
- Easy reconciliation: Automatically send 835s to your clearinghouse or PMS — no manual steps.
- Clear insights: Track revenue, claims and denial insights with intuitive dashboards.
- Built-in security: Stay protected with real-time fraud monitoring + HITRUST certification.
- Expert support: Get payment and remittance help across 550+ payers from a trusted team.

ZAPP Edge vs. Payers’ CMS-required standard EFT/ERA transactions in practice
If you’re a provider with six TINs receiving payments from eight different payers via ACH, you’re likely managing 48 separate portals and logins — one for each payer-TIN combination.
That’s not just inefficient — it’s unsustainable.
ZAPP Edge streamlines that experience and eliminates portal overload. With a single login, you’ll get:
- One portal for all payment data
- One expert team for support
- One destination for insights
- One place to manage every account
What you get with ZAPP Edge
In addition to the basic payment services required by CMS, ZAPP Edge offers additional features and capabilities that enhance operational workflows and financial performance.
| ZAPP Edge | ||
|---|---|---|
| What it is | Consolidated delivery of payments and remittance data across 550+ payers in a single portal | |
| ZAPP Edge |
Virtual Credit Card (VCC) |
|
| Payment method | ACH direct deposit into your bank account | One-time use virtual card |
| Payment delivery options | Direct deposit | Mail, fax, portal download |
| Smart payment routing by multiple TINs and NPIs | Included | |
|
Remittance format choices |
835, CSV, PDF, XLS | |
|
Remittance delivery choices |
Automated | |
| Customized reports for transactional history | Included | |
|
Number of payers supported per portal |
550+ payers in a single portal | |
| Data visualization for easy claims insights | Available with ZAPP Edge | |
| Manage user access and view user activity history | Included | |
|
One login to access payment and remittance data across multiple TINs |
Included | |
|
Zelis client support access |
Included | |
Before Zelis, we were juggling more than five payer portals and dealing with fragmented payments and manual file pulls. Now, with consolidated payments across payers and a single portal, our workflow is seamless and efficient—it’s been a game changer for our team.
The efficiency gained has been transformative, freeing up our team to focus more on research rather than mundane administrative tasks. Even for smaller payers who do not offer EFT, the time saved has allowed us to focus on processing their payments much quicker. Also, any changes in our bank information or additional payer registrations are now hassle-free, requiring updates only in one centralized place.
Zelis has been a huge time saver with payments and explanation of payments (EOPs) all in one place. We’ve cut the time we spend each week on payment posting by 50%. As a manager, Zelis has helped me streamline our internal workflows, optimize staff resources, and free up the team to optimize our practice.

Ready to Improve Your Payments Experience?
Book a meeting with our team to learn more or enroll now to get started today.
Resources
Delivering on the Promise of Healthcare Payments Modernization
Learn how modernizing healthcare payments and communications presents significant opportunities for enhancing efficiency and reducing costs.
View resource
Denial Management in Healthcare: Turning Data into Action
Providers are constantly stuck reacting to claim denials. Discover how claim analytics can help them shift to a proactive denial management strategy.
View resource